10 years and counting
In 2025, we celebrated 10 years of backing property entrepreneurs and developers. From humble beginnings in our Managing Director’s bedroom, we’ve built a specialist team and delivered over £280 million in funding across hundreds of transactions.
People who deliver.
Meet our MD - David Rainford
With decades of combined experience, there isn’t much we haven’t seen in the property finance market. We know exactly what developers need: transparency, expertise, and most importantly, speed. There are no middlemen; our team is empowered to make decisions so you get the right answer, fast.
The best of both worlds
At PMJ Capital, we bridge the gap between developers and investors. By acting as both a lender and an investment partner, we create a proven financial system that has been delivering for our clients for over 10 years. Whether you’re looking for a straight-talking team to fund your next project or a better way to grow your capital, we offer a hands-on alternative to the “one size fits all” approach of traditional finance.
Lend with us
We provide fast, flexible funding for property developers and investors who value certainty and straight answers. Our hands-on approach means you deal directly with experienced decision-makers. We focus on transactions where we can add real value, delivering clear terms, honest decisions and funding you can rely on from start to finish.
Invest with us
At PMJ Capital, we work with a trusted network of co-lenders, we fund carefully structured, property-backed opportunities. This approach offers access to attractive, more consistent returns without the volatility of many traditional asset classes. A disciplined way to invest, built on clarity, security and confidence.